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Hiring a Plumber in Florida: Licenses, Permits and Common Florida Problems

Last reviewed October 3, 2026

Plumbing problems rarely wait for a convenient time. Knowing how to check a plumber's license and where your main shutoff is before something leaks will save you money and stress.

Licenses to look for

  • CFC: a state-certified plumbing contractor, licensed to work anywhere in Florida.
  • RF: a registered plumbing contractor, licensed only in the counties or cities where registered.

Look the number up at myfloridalicense.com and confirm it shows current and active. A handyman can do small repairs such as swapping a faucet, but work on water heaters, drain lines and supply piping belongs to a licensed plumber.

Jobs that usually need a permit

  • Replacing a water heater.
  • Repiping a house or replacing a main drain line.
  • Adding or moving fixtures in a remodel.
  • Installing a water treatment system that ties into the supply line, in many jurisdictions.

Simple like-for-like repairs generally do not. Rules vary by county and city, so ask the plumber who is pulling the permit, and be cautious if they suggest skipping one for a water heater.

Common problems in older Florida homes

  • Cast iron drain lines in homes built before the mid-1970s corrode from the inside and eventually crack or collapse. Slow drains throughout the house and sewer smells are warning signs.
  • Polybutylene supply piping, used in many homes from the late 1970s into the 1990s, is prone to failure, and some insurers will not cover a home that still has it.
  • Slab leaks: supply lines run under the concrete slab in many Florida homes. An unexplained jump in the water bill or a warm spot on the floor is worth a call.
  • Water heaters tend to fail sooner here because of mineral content in the water. Flushing the tank yearly helps.

For a drain or sewer problem, ask for a camera inspection and a copy of the video before agreeing to a large repair.

Before there is an emergency

  • Find your main water shutoff and make sure it turns.
  • Know where the water heater's shutoff valve and breaker are.
  • Before a storm or a long trip, shutting off the main prevents a small leak from becoming a flood.

For any non-emergency job, get the scope and price in writing and avoid paying in full up front.

Sources

This guide is general information for Florida homeowners, not legal, insurance or professional advice. Laws, codes and insurance rules change — confirm details with the agency, your insurance agent or a licensed contractor before you decide.