Handyman or Licensed Contractor? What Florida Law Allows

Florida law exempts work of a "casual, minor, or inconsequential nature" when the total contract price — labor, materials and everything else — is less than $2,500.

The exemption doesn't apply if the job is part of a larger project that's been split into smaller contracts to stay under the limit, or if the person advertises or presents themselves as a contractor.

State rules say work is not "casual or minor" — and so needs a license — when it involves any of the following:

• Structural components of the building.
• Anything that requires a building permit.
• Life-safety matters covered by the building code.
• Access to or exit from the building.
• Toxic or hazardous chemicals.

In practice, that means electrical wiring, plumbing beyond simple fixture swaps, air conditioning, roofing, and structural changes belong with a licensed trade contractor.

• Painting, caulking and pressure washing.
• Minor drywall patches and trim carpentry.
• Hanging shelves, TVs, mirrors and window treatments.
• Assembling furniture and installing cabinet hardware.
• Small repairs to doors, screens and fences that don't need a permit.

Local rules vary. Some Florida counties and cities require their own registration or business tax receipt for handyman work, so it's reasonable to ask.

• Does the job need a permit? If yes, or if you're unsure, call a licensed contractor.
• Is it electrical, plumbing, AC, roofing or structural? Licensed contractor.
• Is it a small repair or cosmetic job under $2,500? A handyman is usually the right, more affordable choice.

Either way, ask for proof of liability insurance, get the price and scope in writing, and avoid paying the full amount up front.